Real Estate Financial Services has teamed up with some of the leading lenders in the Mortgage industry to provide you with the best possible rates and programs, tailored to fit your specific needs.

 

We offer a variety of loan programs however not just limited to the following -

 

 

Conventional Conforming and High Balance -

     Conforming up to 97% LTV (Lender paid PMI required)

 

Fannie Mae Home Path - 3% down, no PMI or Appraisal required

 

USDA - 100%, No Mortgage Insurance

 

FHA - 3.5% Down Payment, 100% of required Down Payment can be gifted

     620 Minimum FICO required

 

FHA High Balance - 3.5% Down, Loan amounts up to $729,750.00

 

FHA 203k - Finance costs of rehabilitation or remodel into 1 loan

 

VA - 100% Financing - No Mortgage Insurance - Loan amounts to $625,000.00

 

Jumbo Conventional Loans up to $2,5000,000.00

 

Manufactured Homes - 90% LTV (FHA & Conventional)

 

 

Whatever your needs are, we will work with you to find the best possible product that will fit your needs.